Merchant Services

Mercantile Bank Merchant Services takes care of all your card-based customer purchases.

Payment solution for businesses

Our card machines can be used by restaurants, retailers, traders and wholesalers. They are available as mobile or desktop units and accept debit, credit and charge cards.

Greater choice, more revenue

Besides convenient card payments for your customers, you can also offer them these transactions (if they are supported by the card-issuing institution):

Purchases with cash back
Cash withdrawals
Balance enquiries

The benefits

Personal aftersales service
Quick and easy application
Highly competitive fee structure
Keep your existing business account. If you are a sole proprietor, you may open a Global One facility for daily settlement (public holidays included) into your account and low
Accepts debit, credit and charge cards (American Express, Diners Club
International and RCS if you are registered with them as a merchant)
30-day rolling contract
Free installation, training and card machine rolls
Free fraud-prevention training and fraud detection services
24/7 merchant support and authorisation
No chargeback fees

Interested in our card machines?

Save money on our mobile card machine.

No monthly rental or admin fees, just pay a once-off fee
Only pay 1.75% commission on transactions made
Enjoy same-day settlement into a Capitec account.

And, you can accept QR payments.

Get quick and easy payments from your customers.

How do customers pay you?

Open the Capitec smartphone app
Go to scan to pay on app
Scan your QR code and enter the amount to pay
Verify the payment with a PIN or biometrics

How do you know if you were paid?
You will receive a message for every transaction to your registered cellphone number and merchant app.

Move to Capitec today and accept payments quickly.

Interested in our Merchant Services solutions?

Click below and we will contact you.

Internet and Mobile Banking

Ways to bank:

Internet Banking that is secure and allows you to view, transact and manage your accounts or linked accounts, anywhere, anytime.
Mobile Banking is available via the Mercantile Banking App that can be downloaded from the PlayStore or iStore.

Mercantile Bank a division of Capitec Bank Limited Registration Number: 1980/003695/06. An authorised financial services provider (FSP46669) and registered credit provider (NCRCP13).